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Guided Option

Guided Option isn't a plan on its own, it's simply an alternative way to refer you for treatment, and is available on most of our plans. It includes a 15% reduction on the usual premiums AND it still provides full comprehensive cover.

The hospital chooses your consultant

We have a special arrangement with leading hospital networks that means with Guided Option they'll choose your consultant and manage your treatment from beginning to end. By doing this they make better use of their resources and so can charge less. We then pass this saving on to you as the 15% discount.

Guided Option claims guide

Important: Do not make an appointment directly with a hospital as you will not be covered. Also ensure you do not receive a direct referral. (A direct referral is an appointment with a named specialist).

1. Visit your GP with symptoms and take your Guided Option Open Referral form. If the GP confirms you need a specialist appointment ask the GP to fill in your form, alternatively they can provide a referral letter but this must not be addressed to a named specialist.
2. Once your GP has filled in your open referral form or provided a referral letter, telephone Standard Life Customer Care to register the claim. Wherever possible, we will try and approve your claim over the phone. but there may be times when we need some more information and may require the completion of a claim form.
3. Once the claim is accepted Standard Life will contact the most appropriate hospital with your details for a booking.

4. The hospital contacts you within three working days to arrange an appointment.

5. Once the appointment is confirmed you will either be asked to send your open referral to the hospital, or bring it on the day of your appointment.
6. Further treatment can be arranged direct with the hospital as long as it is eligible under your plan.

What's it all about?

We've developed Guided Option in association with leading private hospital networks. So instead of having a bigger range of private hospitals to choose from across the country, you are treated only in hospitals belonging to these networks. However, as there are over 100 of them nationwide, you'll probably still find the one that's right for you. You can find your nearest hospital by using our interactive Find a hospital tool.

When your GP decides you need hospital care, you'll need to ask for an open referral. That means that the hospital will make all the arrangements for your care, including selecting the consultant who will look after you from the start. Letting the hospital manage its own resources means they save money, we save money.......and you save money.

Guided Option means:

  • Comprehensive cover at an affordable price
  • Same peace of mind, different choice of hospitals
  • Same medical expertise, different referral method
  • The treatment you need

    Don't worry if you need a treatment or procedure not offered by your local Guided Option hospital - we will arrange for you to go another convenient hospital. Just the standard of service you'd expect with healthcare from Standard Life.

    If you would like further information, please download our Guided Option leaflet.

     

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    This website is intended for the information of residents of the United Kingdom. Standard Life Healthcare Limited (02123483) and Standard Life Healthcare Services Limited (06430487) are both registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. Standard Life Healthcare Limited is authorised and regulated by the Financial Services Authority.


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