Personal health insurance UK
Personal healthcare insurance options that cater for people with different needs. You can compare the personal medical plans available by clicking on one of the buttons below.
Four different private healthcare options
1. The Primecare Range
If you want comprehensive personal healthcare insurance, prefer to pay for some private treatment yourself with a safety net, or want cash when you're ill - our
Primecare personal medical insurance plans offer new customers and those switching from another insurer real peace of mind.

2. The EspritHealth Range - for the over 55s
Cost-conscious
elderly healthcare plans designed exclusively for people over 55, which provide comprehensive medical insurance. UK cover for the things that really matter to you. Our EspritHealth range offers several ways to reduce costs.

3. Choices - The high excess healthcare plan
If you're funding your own private individual healthcare, make sure you are not exposed to unlimited medical bills. Our
Choices high excess healthcare plan offers cost-effective back-up and more.

4. Health Cash Plans
For a few pounds a week our
Health Cash Plans will provide you with cash for routine medical bills - and quite a few non-routine ones too.
Why take out private medical insurance cover?
It's true that the National Health Service provides an enviable level of professional care but what private medical insurance cover gives you is choice and flexibility.
Most people who take out medical insurance do so because they want to take control of their healthcare, knowing that the best treatment will be available quickly when they need it. Whichever level of healthcare cover you choose, each of our plans is designed to enable you to access the best private health insurance care at times and locations that suit you. That's what Standard Life's private personal health insurance UK is all about.